Finance

Digital banking, fintech, payments, cryptocurrency, and investment trends

Good for: build a market research memo · create a short executive brief · compare this topic with another sector or geography · generate follow-up research questions

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FinanceCurated snapshot

AI Debt: How the Build-Out Is Financed

Bond issuance backing AI infrastructure — by issuer, versus 2025, and against sell-side projections for the full year.

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Global IPO Market

IPO proceeds and deal counts worldwide — and why the same year gets reported twice at two different numbers.

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FinanceCurated snapshot

Gold Price Fluctuation

Gold’s historic run: annual price from 2020 to the 2026 record territory, yearly returns, the central-bank buying behind the rally, and where analysts see it heading.

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FinanceCurated snapshot

Private Credit: A $1.2 Trillion Disagreement

Estimates of global private credit AUM differ by more than a trillion dollars. This index shows the spread rather than picking a number.

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FinanceCurated snapshot

The 6.5% Mortgage Era

US mortgage rates settled into the mid-6% range in 2026 while home-price forecasts converged near flat — the first stretch since 2008 in which prices are expected to grow slower than wages.

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UPI vs Visa & Mastercard: India’s Payments Rewiring

Ten years of UPI measured against the US card networks, against cash, and against the merchant-discount-rate question reopened by the Taxation and Other Laws (Amendment) Bill, 2026.

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US Inflation & the Fed

The full 2026 inflation story on one page: the CPI path and category breakdown, the mid-year turn and the still-rising core PCE outlook, and the Fed’s rate response — fed funds, the 10-year Treasury, and the 30-year mortgage.

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Finance

Open Banking API Usage

API Adoption

Top finding: 29% conversion from registration to active use

Source: API AnalyticsUpdated May 2026
Finance

Digital Banking Adoption Trends 2024

Banking Channels

Top finding: Mobile banking usage rose 37% year-over-year while branch visits fell 46%, putting mobile on track to handle 90%+ of routine transactions by 2026.

Source: FREDUpdated May 2026
Finance

Cryptocurrency Holdings by Age

Crypto Adoption

Top finding: Younger demographics leading crypto adoption at 42%

Source: CoinGeckoUpdated May 2026
Finance

Payment Method Preferences 2024

Consumer Behavior

Top finding: Digital wallets now most popular payment method at 38%

Source: FREDUpdated May 2026
Finance

Fraud Detection Accuracy

Fraud Prevention

Top finding: AI/ML methods achieving 94% accuracy in fraud detection

Source: Industry ReportsUpdated May 2026