Payment Method Preferences 2024
- Published:
- Jun 15, 2026
- Updated:
- May 17, 2026
Short answer
Digital wallets now most popular payment method at 38%
Source: FRED
Key findings
- Digital wallets now most popular payment method at 38%
- Cash usage continues decline, now below 10%
- Contactless payments accelerated by pandemic habits
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# Payment Method Preferences 2024
## Research Question
## Short Answer
## Key Findings
## Data Table
## How To Use This With AI
## Suggested Prompts
## Sources
## CaveatsData table
| name | value |
|---|---|
| Digital Wallet | 38 |
| Credit Card | 28 |
| Debit Card | 22 |
| Cash | 8 |
| Other | 4 |
Analysis
Digital wallets crossed the tipping point in 2024 to become the single most popular payment method. This shift has profound implications for merchant fees, financial inclusion, and monetary policy. Cash usage declining below 10% raises questions about accessibility for unbanked populations.
How to use this with AI
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Suggested prompts
- Using this Deepstory context, create a market research memo with key findings, strategic implications, risks, and follow-up questions.
- Using this dataset, explain the trend, identify the likely drivers, and list the caveats that should be checked before making a decision.
- Turn this research into a 5-slide presentation outline for a business audience.
- Create 10 follow-up research questions based on the data and identify what additional sources would be useful.
Sources
- Source quality:
- Primary source
- Last reviewed:
- Updated May 2026
-
Payment systems data
Caveats
- This is market research, not investment advice.
- This research is based on available public data and should be used as context, not as professional advice. Check source methodology before making decisions.