MethodFinance

How is The 6.5% Mortgage Era constructed?

Published by Deepstory Research as the methodology attached to The 6.5% Mortgage Era. Scope and source attribution are bounded by that Evidence Brief.

Procedure and scope

Two source-backed charts: current US benchmark mortgage rates (%) and 2026 home-price growth forecasts (%) across five major forecasters. Rates trace to the Freddie Mac PMMS (30-yr 6.55%, 15-yr 5.93%, week of Jul 16 2026). Price-growth forecasts (NAR +4.0%, Fannie Mae +3.2%, Realtor.com +2.2%, Zillow +1.2%, MBA +0.6%) trace to the cited 2026 forecast roundup. CAVEAT: forecasters use slightly different price measures (median sale price vs home-value index), so the bars show the spread of outlooks, not a single consensus number. Re-verified 2026-07-17.

Known failure modes and limits

Which price forecast is right (all are labelled projections).
Local market variation (national series only).