Crypto

Transfer volume vs card networks

Annual stablecoin transfer volume vs Visa / Mastercard, USD trillions.

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About this data

Headline annual stablecoin transfer volume has at times exceeded Visa and Mastercard combined — but a large majority is bot, exchange, and arbitrage activity rather than organic payments. The figure should be read with that caveat, which is noted on the chart.

Monthly transfer volume vs card networks

Stablecoin on-chain transfers vs Visa / Mastercard, USD trillions.

View data & sources →

Data table

Transfer volume vs card networks — transfer_volume data table (Stablecoins & the GENIUS Act)
visa month series mastercard source_ref stablecoins value_basis
15.7 2024 transfer_volume 9.8 cryptoslate-volume 27.6 2024 stablecoin transfer ~$27.6T vs Visa ~$15.7T, Mastercard ~$9.8T (CryptoSlate/Visual Capitalist). Note: ~70% of stablecoin volume is bot/exchange activity, not organic payments.

Methodology & sources

Last updated: Jul 17, 2026

Methodology

Source-backed values are seeded for all five charts: stablecoin market cap by issuer (2024 → 2026), issuer share over time, annual transfer volume vs card networks, the GENIUS Act compliance timeline, and reserve composition by issuer. Every numeric point carries a sources[].ref and a value_basis. Totals are from DefiLlama and CoinGecko; per-issuer figures from issuer data, with the "others" bucket by deduction (labeled). Reserve splits are from Tether’s BDO attestation and Circle’s reserve disclosures. CAVEAT: 2024 transfer volume (~$27.6T) exceeds Visa+Mastercard, but ~70% of stablecoin volume is bot/exchange activity rather than organic payments — noted on the chart’s value_basis. The GENIUS timeline is shown as days from 2026-06-16; each milestone’s absolute date is in its value_basis. Re-verified 2026-06-15.

Sources

Comparisons are informative, not definitive. See each source for definitions and limits.

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