GENIUS Act compliance timeline
Key deadlines from enactment through full effect.
About this data
The GENIUS Act is the first comprehensive US federal framework for payment stablecoins, with a staged path from enactment through full effect. The bars show days to each deadline; each milestone’s absolute date is in its underlying value basis.
Major deadlines from passage through full effect, days from today.
View data & sources →Data table
| series | milestone | source_ref | value_basis | days_from_today |
|---|---|---|---|---|
| genius_timeline | Enacted (Jul 18 2025) | genius-act-text | GENIUS Act signed into law Jul 18 2025 (S.1582) | -333 |
| genius_timeline | FinCEN/OFAC comment close (Jun 9 2026) | morgan-lewis-genius | Comment deadline for FinCEN/OFAC proposals, Jun 9 2026 | -7 |
| genius_timeline | 1-year rulemaking (Jul 18 2026) | morgan-lewis-genius | Several implementing rules due one year after enactment, Jul 18 2026 | 32 |
| genius_timeline | Effective (Jan 18 2027) | genius-act-text | Effective 18 months after enactment (or 120 days after final rules), ~Jan 18 2027 | 216 |
Methodology & sources
Last updated: Jul 17, 2026Methodology
Source-backed values are seeded for all five charts: stablecoin market cap by issuer (2024 → 2026), issuer share over time, annual transfer volume vs card networks, the GENIUS Act compliance timeline, and reserve composition by issuer. Every numeric point carries a sources[].ref and a value_basis. Totals are from DefiLlama and CoinGecko; per-issuer figures from issuer data, with the "others" bucket by deduction (labeled). Reserve splits are from Tether’s BDO attestation and Circle’s reserve disclosures. CAVEAT: 2024 transfer volume (~$27.6T) exceeds Visa+Mastercard, but ~70% of stablecoin volume is bot/exchange activity rather than organic payments — noted on the chart’s value_basis. The GENIUS timeline is shown as days from 2026-06-16; each milestone’s absolute date is in its value_basis. Re-verified 2026-06-15.
Sources
- GENIUS Act — official text (S.1582) ↗ Public domain
- Morgan Lewis / SSGA — GENIUS Act implementation ↗ Public report
Comparisons are informative, not definitive. See each source for definitions and limits.