US Fed & Interest Rates

The Federal Reserve’s rate path from the 2021 near-zero floor to the 2026 hold under Chair Kevin Warsh, plus today’s benchmark rates — fed funds, the 10-year Treasury, and the 30-year mortgage.

Curated snapshotLast updated: Jul 17, 20269 data points
Fed funds target rate path

Year-end target midpoint, %. From the 2021 near-zero floor to the 2026 hold under Chair Kevin Warsh.

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US benchmark rates today

June 2026, %. The fed funds upper bound, the 10-year Treasury, and the 30-year mortgage.

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Data table

US Fed & Interest Rates — full data table
pct year series source_ref value_basis label
0.125 2021 fed_funds fomc Target range 0–0.25% (near zero) through 2021
4.375 2022 fed_funds fomc Seven hikes in 2022 lifted the range to 4.25–4.50% by year-end
5.375 2023 fed_funds fomc Range reached 5.25–5.50% in July 2023 — a 23-year high
4.375 2024 fed_funds fomc Three cuts in late 2024 brought the range to 4.25–4.50%
3.625 2025 fed_funds fed-jun2026 Further cuts in 2025 set the 3.50–3.75% range held into 2026

4 more rows + CSV download

The full 9-row dataset, one-click CSV export, and the AI-ready context file are free with an account. Prefer to verify it yourself? The full methodology and sources are published below.

Methodology & sources

Last updated: Jul 17, 2026

Methodology

Source-backed values are seeded for both charts: the year-end fed funds target midpoint (2021 → 2026) and a snapshot of current US benchmark rates. Every numeric point carries a sources[].ref and a value_basis. The rate path is from the Federal Reserve’s published FOMC history; the June 2026 hold (range 3.50–3.75%) is the fourth consecutive hold under Chair Kevin Warsh. The 10-year Treasury and 30-year mortgage are dated snapshots (mid/late June 2026). Fed-funds points use the midpoint of the target range. Re-verified 2026-06-22.

Sources

Comparisons are informative, not definitive. See each source for definitions and limits.

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